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As a first home buyer in unfamiliar territory, I came up against several brick walls. I had initially engaged another broker that made borrowing promises that, eventually, just couldn’t be delivered. With only two days to go until the property deal fell over, I was stressed and anxious. I was referred to Smart Mortgage & Lending by my boss. They helped me secure the First Home Loan Deposit Scheme saving me over $5K in lenders mortgage insurance plus a further $15K in stamp duty. I couldn’t believe how they were able to turn my situation around. Their incredible support and relationships were the key to pulling it all together, enabling me to purchase my first home.