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Don’t dig yourself into Christmas debt

Better Loan Solutions in Mornington PeninsulaLearning CentreInsights

Don’t dig yourself into Christmas debt. 

As the festive season approaches, many Australians who are looking to buy a home in the new year and saving hard can find their budgets getting overlooked.

When lenders look at your loan application, they will closely monitor your spending habits. They will not want to see extra debt and things like maxed-out credit cards. Typically, they like to see that you’ve got a good level of savings and that you can budget and manage your money well.

With that in mind, here are five things you can do to make sure you don’t dig yourself a Christmas debt.

Did you know?

With our in-house mortgage broking division we bridge the gap between the countless phone calls and emails between lender and accountant making your refinancing and borrowing much less stressful.


Kick off a Christmas savings fund. 

Balancing gift-giving and family time is crucial, but maintaining financial stability is paramount.


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