If your current lender is not prepared to give you a better deal (i.e., rate reduction), then it might be well worth taking the time to speak with a mortgage broker to find a lender that will.
Here’s how to refinance your current home loan.
They will also have a good overview of your creditworthiness well in advance and ensure that you only apply to a lender where your chances of getting approved are very high.
Our in-house mortgage broking service makes your mortgage and lending needs so much easier, minimising the discord between accountant,
lender and product advice.