Offset Account Faqs
Better Loan Solutions in Mornington Peninsula • Learning Centre • Insights
Better Loan Solutions in Mornington Peninsula • Learning Centre • Insights
A mortgage offset account is among the top home loan features available. And using one correctly can significantly impact your
monthly repayments and how much you end up paying for your loan. We aim to address the most frequently asked questions regarding
mortgage offset account to help you decide if opening one is the right move for you.
With our in-house mortgage broking division we bridge the gap between the countless phone calls and emails between lender and accountant making your refinancing and borrowing much less stressful.
SMART Business Solutions Mortgage & Lending is a registered financial services provider and perfectly positioned to help you
calculate the level of home loan you qualify to borrow and how to boost your borrowing power.
If you’re in the market for a financial advisor with knowledge of the property market and mortgages, SMART Business Solutions Mortgage & Lending can team up with you to help you purchase a property at the best interest rates and on the most reasonable terms possible. We are here for you every step of the way, providing regular check-ins to ensure you stay on track to property ownership success!
Our holistic approach to taxation, accounting and financial planning means we bridge the gap in the client
experience, eliminating the frustration from delays that are often inevitable with multiple stakeholders involved in the lending
process.
Australia's construction sector, with commercial and infrastructure projects reaching record levels while residential development declines.
Darren and Jenny have one child and are planning for his secondary education at a Melbourne private school. Utilising education bonds, they aim to ensure they have sufficient funds to cover all tuition fees and associated costs throughout his education.
As Australia's highest marginal tax bracket impacts more individuals, a growing number of Australians face rising tax obligations due to "bracket creep," where wage growth outpaces tax rate adjustments. This trend is expected to persist, with tax-efficient strategies the backbone for financial advice to help individuals secure long-term wealth.