Pros And Cons Of Buying A Home Over Christmas.

While most home buyers and sellers are doing all they can to get their homes settled prior to Christmas, there might still be an opportunity for savvy buyers to make a purchase over the period.

Traditionally, home sales fall during the holiday season, but that doesn’t mean there are no opportunities out there for buyers. However, there are some things you’ll need to consider if you’re thinking about making a purchase during the Christmas break.

Advantages of buying a house over Christmas

Accelerated settlement

Sellers who list their properties during the holiday season are typically motivated for a quick sale. This is going to be even more evident if the property has been on the market for a while, as they would likely have been hoping to have it wrapped up earlier. This can mean there is a chance for a quicker settlement period and the sellers might even entertain more competitive offers.

Ability to negotiate

Given how close it is to the end of the year, most sellers would like to wrap things up quickly so they can go on holidays. This might mean there is more room to negotiate on price. A buyer who can present a competitive offer might just be able to get a deal done quicker this time of year.

Reduced competition

With many potential buyers deferring their search until the new year, the Christmas period presents a unique scenario with decreased competition. A lack of competition means your chances as a buyer improve.

Disadvantages of buying a house over Christmas

Limited inventory

The decision of some sellers to postpone listing their properties until the new year can lead to a reduced inventory during the festive season. This limitation may restrict the available options for buyers.

Potential settlement delays

Despite the shared motivation for a quick sale, the holiday season may add some challenges that result in settlement delays. Closures of businesses and offices during this period can extend the time required to finalise the transaction. This isn’t a deal breaker, but you will have to factor it in.

Holiday sacrifices

House hunting during the festive season may require buyers to allocate time away from holiday activities. While others unwind at the beach, prospective homeowners might find themselves busy searching for properties, which isn’t something everyone wants to be doing.

We can help.

Providing all the required information and supporting documents right from the start will assist your Lending Professional in getting a faster reply to your loan application and often a more successful outcome.

CONTACT US CONTACT US

The Critical-5 Financial Metrics That Drive Business Performance

4 Sep

Lunch & Learn Workshop // 4 September, 2026 - 12:00 - 1:30pm
$35pp includes lunch
Many business owners believe growth comes from more sales. But in reality, the strongest and most profitable businesses grow by improving how the business works, not just by selling more. This session is designed to change that. The 5-Critical Financial Metrics is a practical workshop that shows you where small, targeted changes can create disproportionately big improvements in profit, cashflow and sustainability.

Read More

Pricing, Profit and Your Ideal Client: Why Being Busy Is Different To Being Profitable

26 Jun

Lunch & Learn Workshop // 26 June, 2026 - 12:00 - 1:30pm
$35pp includes lunch
This session is designed to change that. Pricing, Profit & Your Ideal Client is a practical workshop that helps you understand where your profit really comes from, how pricing decisions affect margins, and why working with clients that align with your business makes a measurable difference to both profit and cashflow.

Read More

Skybots: RPA & A.I Training Course SYDNEY 24-25 JUNE, 2026

24 Jun

AI-Enhanced Automation for Accounting and Finance Professionals: Leveraging RPA, VBA, ChatGPT, and Copilot for Innovation and Productivity.

Join SkyBots’ 2-day Workshop in SYDNEY with automation expert Daryl Aw to revolutionise your workflow using Power Automate, UiPath, VBA, and cutting-edge Agentic AI. Tailored for accounting and finance professionals, bookkeepers and small business owners, this hands-on training will teach you to automate repetitive tasks, generate and optimise VBA scripts, and deploy robust automation solutions independently.

Read More