Should you pay cash or finance a new car?
Better Loan Solutions in Mornington Peninsula • Learning Centre • Insights
Better Loan Solutions in Mornington Peninsula • Learning Centre • Insights
When you start the search for a new or second-hand car, the first thing you need to think about is how much you’re going to spend. For the
most part, the decision will come down to how much of your own money you’re prepared to spend and how much you’re going to borrow from a
lender.
When determining whether you should pay all cash or look to finance the car is always going to be based on your personal
situation and there are positives and negatives to both approaches.
The biggest advantage of only paying cash is that you will own the car outright. The other benefit is that you won’t have to pay interest and that could save you a substantial amount of money over the lifetime of the loan.
When you finance a car, the best part is you can start making the most of it from day one. There are different types of finance options for cars and some might even be available without putting any money down – assuming you meet certain criteria and have a stable source of income.
We'll help you manage your lending commitments. The team at Smart Mortgage and Lending
are here to drop your stress and make financing easy.
LIVE 2-DAY COURSE - MORNINGTON
29 & 30 September 2025
Join SkyBots’ 2-day Workshop with automation expert Daryl Aw to revolutionise your workflow using Power Automate, UiPath, VBA,
and cutting-edge AI tools like Copilot and ChatGPT. Tailored for accounting and finance professionals,
bookkeepers and small business owners, this hands-on training will teach you to automate repetitive tasks, generate and optimise VBA
scripts, and deploy robust automation solutions independently.
LIVE 2-DAY COURSE - SYDNEY
25 & 26 September 2025
Join SkyBots’ 2-day Workshop with automation expert Daryl Aw to revolutionise your workflow using Power Automate, UiPath, VBA,
and cutting-edge AI tools like Copilot and ChatGPT. Tailored for accounting and finance professionals,
bookkeepers and small business owners, this hands-on training will teach you to automate repetitive tasks, generate and optimise VBA
scripts, and deploy robust automation solutions independently.
LIVE 2-DAY COURSE - BRISBANE
8 & 9 September 2025
Join SkyBots’ 2-day Workshop with automation expert Daryl Aw to revolutionise your workflow using Power Automate, UiPath, VBA,
and cutting-edge AI tools like Copilot and ChatGPT. Tailored for accounting and finance professionals,
bookkeepers and small business owners, this hands-on training will teach you to automate repetitive tasks, generate and optimise VBA
scripts, and deploy robust automation solutions independently.
LIVE 2-DAY COURSE - PERTH
18 & 19 August 2025
Join SkyBots’ 2-day Workshop with automation expert Daryl Aw to revolutionise your workflow using Power Automate, UiPath, VBA,
and cutting-edge AI tools like Copilot and ChatGPT. Tailored for accounting and finance professionals,
bookkeepers and small business owners, this hands-on training will teach you to automate repetitive tasks, generate and optimise VBA
scripts, and deploy robust automation solutions independently.
WEBINAR - Registration Essential
15th August 2025 - 12:30 - 1:30.p.m
The best retirements are those planned well in advance. Because when it comes to designing the life you want, age should never be a limit.
In this expert-led webinar, we’ll walk you through the essential strategies to help you create a financially secure and fulfilling
retirement - on your terms.
WEBINAR - Registration Essential
8th August 2025 - 12:30 - 1:30.p.m
Thinking about using your super to invest in property? Join our expert-led webinar to explore how a Self-Managed Super Fund (SMSF) can help
you build long-term wealth through property investment.
WEBINAR - Registration Essential
1st August 2025 - 12:30 - 1:30.p.m
Join our free webinar, SMSF: Is It the Right Investment Strategy for You?, to explore how a Self-Managed Super Fund can help you
take control of your retirement in today’s changing economic landscape.
Property prices have surged in several markets since the Reserve Bank of Australia's first interest rate cut in February.
SMART Business Solutions has been named winner of the Innovator of the Year at the Australian Accounting Awards 2025. Recognised for our forward-thinking approach, we continue to lead the way in combining AI-driven efficiencies with a human-centered client experience - empowering our team to do meaningful work that drives real impact.