Before anything else, know how much you’re willing and able to spend. This means factoring in more than just the purchase price. Consider ongoing costs like insurance, registration, fuel, and maintenance. If you’re not paying cash, investigate used car finance options. Many lenders offer loans for second-hand vehicles, but they may have age or condition restrictions. Speaking with a finance broker can help you find a loan that suits your situation and compare interest rates and features. Getting pre-approved can also give you greater confidence when negotiating.

A car’s appearance can tell you a lot about its history. Walk around the vehicle and look for dents, scratches, rust, or paint inconsistencies as these could signal past accidents or neglect. Check the tyres for wear and ensure the lights and windows are all working properly. Inside, look for signs of wear and tear on the upholstery, dashboard, and flooring. Pay attention to any musty smells, which could be a sign of water damage or mould. If anything seems off, ask questions.

Photos and ads don’t always tell the full story. A test drive is essential. Take the car for a drive on different road types, if possible, residential streets, highways, and inclines. Listen for unusual noises, check the brakes, steering response, and make sure all electronics (radio, windows, air con) are working. If the seller hesitates or refuses a test drive, that’s a red flag.

Ask for the vehicle’s logbook and service records. A well-maintained car should have consistent records showing routine servicing. If there are big gaps between services or if repairs seem frequent, it could be a sign of future problems. You should also check the vehicle’s history using the Personal Property Securities Register (PPSR) to ensure there’s no money owing on it and that it hasn’t been written off or stolen.

Even if everything looks and sounds fine, a pre-purchase inspection by a qualified mechanic is still a good idea. They’ll be able to assess the engine, suspension, brakes, and other components that you may not know how to check. This small upfront cost could save you thousands down the track.