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Mortgage Refinancing.

Refinancing is where a property owner obtains a new mortgage often to reduce monthly payments, lower interest rates, take cash out for large purchases or simply to change mortgage companies.

Often people refinance when they have equity in their home, which is the difference between the amount owed to the mortgage company and the value of the home.

Whilst there are many advantages to refinancing your home loan, there are also disadvantages.  You should consider both before deciding whether refinancing is right for you.



This is general information only and is subject to change at any time. Your complete financial situation will need to be assessed before acceptance of any proposal or product.

Refinancing doesn't have to be a headache.

We can help by providing information, guidance, and personalised advice on the refinancing process, including assessing your financial situation, exploring available options, and connecting you with reputable lenders who can offer competitive terms.


More FAQs.

When considering a mortgage, it's advisable to research different lenders and their product offerings to determine if they provide offset accounts as an option.

Several costs come with refinancing a home loan, although some of these costs are added to your new mortgage. You can get a rough estimate of the cost to refinance your mortgage by using a refinance calculator, or engaging a mortgage broker.

On settlement day, it's important to consider tasks such as reviewing the final settlement statement, ensuring funds are available for the down payment and closing costs, and conducting a final inspection of the property before completing the purchase.