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What are the costs of Refinancing? 

It is often thought that refinancing is difficult and expensive. It doesn’t have to be.

Working with the team at Smart Mortgage & Lending, we simplify the process by guiding you through the transaction and explain any fees or charges before you sign for a loan. Some of the fees are outlined below:

This is general information only and is subject to change at any time. Your complete financial situation will need to be assessed before acceptance of any proposal or product.

Refinancing doesn't have to be a headache.

Refinancing or negotiating a better deal with your existing lender? The team at Smart Mortgage & Lending are here to drop your stress and make refinancing easy. 


More FAQs.

What is an offset account?

When considering a mortgage, it's advisable to research different lenders and their product offerings to determine if they provide offset accounts as an option.

What are the costs of Refinancing? 

Several costs come with refinancing a home loan, although some of these costs are added to your new mortgage. You can get a rough estimate of the cost to refinance your mortgage by using a refinance calculator, or engaging a mortgage broker.

Settlement Day

On settlement day, it's important to consider tasks such as reviewing the final settlement statement, ensuring funds are available for the down payment and closing costs, and conducting a final inspection of the property before completing the purchase.